UM Tax and Accounting Inc.
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Tax & Finance Support for Canadian Business

Built on your
numbers.

Bookkeeping, Tax, Advisory, and Financial Modelling for ambitious organisations across Canada and beyond.

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100+ Clients Served Across Three Markets

One team. Every
discipline.

One team. Every discipline your finance function needs, from monthly books to board-ready models.

Our services
16+Years of senior experience
100+Clients served across three markets
3Jurisdictions of hands-on experience
1Senior point of contact
Credentials & Standards
TAX
Full-Cycle Tax Compliance
T1, T2, GST/HST, payroll, and the slips that follow. Prepared, filed, and tracked on one calendar so nothing arrives as a surprise.
QBO
Certified QuickBooks ProAdvisor
Certified by Intuit on QuickBooks Online. File setup, historical cleanup, app integrations, and automation, with direct escalation channels when something breaks.
CRA
Authorized CRA Representative
Registered with the Canada Revenue Agency’s Represent a Client service. We act on your authorization for reviews, filings, and correspondence, with your account monitored directly.
1:1
Senior-Led by Design
Every engagement is led and delivered by a senior professional, not passed to a junior after the first call. Sixteen years of combined experience across corporate finance, tax, and advisory work in three jurisdictions.
What we do

One team. Every discipline your finance function needs.

All services

Tax Preparation & Planning

Federal and provincial tax compliance for corporations and individuals. Prepared accurately, filed on time, and planned before your fiscal year end closes the window.

  • Corporate Tax Returns (T2)
  • Personal Tax Returns (T1)
  • Instalments & Year-End Planning
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International & Cross-Border Tax

Canadian and US tax compliance for cross-border businesses and individuals, from the first T1135 to a full treaty position.

  • Non-Resident & Foreign-Owned Entities
  • Foreign Asset & Affiliate Reporting
  • Treaty Positions & Withholding
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Bookkeeping & Finance Operations

Bookkeeping, monthly close, and management reporting delivered as a service on QuickBooks Online and Xero, so the numbers are ready when the decisions are.

  • Bookkeeping & Monthly Close
  • GST/HST, Payroll & Remittances
  • Management Reporting
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Fractional CFO & Financial Modelling

Forecasts, three-statement models, and investor-grade reporting built to Financial Modeling Institute standards. Senior finance capability, engaged fractionally.

  • Three-Statement Models & Forecasts
  • Investor & Lender Packs
  • SR&ED & Grant Support
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CRA & Provincial Representation

Authorized representation before the Canada Revenue Agency and provincial tax authorities, from the first review letter to final resolution.

  • Review Letters & Correspondence
  • Audit Support
  • Objections & Voluntary Disclosures
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Canadian Market Entry & Registrations

Incorporation, CRA registrations, and first-year compliance for founders and foreign owners entering Canada. Everything in sequence, nothing missed.

  • Incorporation & Registration
  • CRA Business Number & Program Accounts
  • First-Year Compliance Calendar
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Why choose us

Senior-led engagements. Defined standards. Clear communication.

Six things to know about how UM Tax and Accounting structures and delivers its work.

0+
Years of Senior Experience

Serving businesses across Canada, the United States, and the Gulf through tax, advisory, outsourced finance, and financial modelling.

AFM QBO 16 YRS

Credentialed & Senior-Delivered

Work is delivered by senior professionals holding the Advanced Financial Modeler designation from the Financial Modeling Institute in Toronto and QuickBooks Online ProAdvisor certification, with sixteen years across corporate finance, tax, and advisory work, including IFRS and ASPE reporting.

1-day
Response Standard

Every engagement is senior-led, with a senior professional as your single point of contact. We aim to respond within one business day.

Digital-First

Cloud Platforms by Default

Engagements are delivered on QuickBooks Online and Xero, with automation and live reporting dashboards as standard.

CRA · Provincial · Payroll

Deadlines, Managed.

Filing calendars across CRA, provincial, and payroll obligations. T2, GST/HST, source deductions, T4 and T5 slips, and annual returns, built at onboarding and tracked proactively, so nothing arrives as a surprise.

Scope
Clear Boundaries, Stated Upfront

What we do, and what we don’t.

We provide bookkeeping, tax preparation, and advisory services, not audits, reviews, or compilation engagements. Where a report is required, we prepare the file and work with a licensed CPA.

Read about our approach
The numbers that matter

Three figures that decide the bill.

Three numbers that decide the bill for Canadian and cross-border businesses, and how we keep you ahead of each one.

$2,500Penalty · T1135, per year, automatic

Foreign assets, unreported.

A Canadian resident holding more than $100,000 in foreign property owes this for every year the T1135 goes unfiled. No tax due required, and gross negligence penalties run far higher. We build the filing calendar so the form is never late.

$30,000GST/HST registration threshold

Past the small supplier line.

Cross $30,000 in taxable revenue over four quarters and registration becomes mandatory. CRA can assess the tax you never charged, plus penalties and interest, going back to the day you crossed. We monitor the threshold and register before the letter arrives.

90 daysDeadline to file a Notice of Objection

When the CRA reassesses.

Ninety days from the notice to object. Miss it and the assessment stands, whatever the merits. Forward the letter; we review the account, calendar the deadline, and answer in writing.